Central Banks control official reporting of exchange rates. There are policies which enable citizens benefit from the best rates possible compared to other sources of forex. People need a working understanding of the dynamic applications of forex. There is a story of retirees from Poland who were paying their mortgage in foreign currency and the money lost value and it seemed like they had to start all over again making payment. It seems like a game, and no one cares who makes losses.

A broad understanding about money is necessary for every citizen of the world. A class in economics cannot give one that. There is widely distributed information online which have summarized the concept about money. At the end of these currency updates is a short video which provides a summarized view of the concept of money and forex by extension.

See also:

Hidden Secrets of Money – What is Real Money?
Hidden Secrets of Money – Why is There Inflation and Imbalance of Wealth?
Hidden Secrets of Money – The Hidden Truth about Money
Hidden Secrets of Money – How to Make Yours
Hidden Secrets of Money – World Rich List by Country Natural Resource Reserves

Bank of Canada https://www.bankofcanada.ca/rates/exchange/daily-exchange-rates/
Bank of China https://www.bankofchina.com/sourcedb/whpj/enindex_1619.html
Bank of England https://www.bankofengland.co.uk/statistics/exchange-rates
Bank of India https://www.bankofindia.co.in/Dynamic/ForexCardRate
Bank of Japan https://www.boj.or.jp/en/statistics/market/forex/fxdaily/index.htm/
Bank of Russia https://www.cbr.ru/eng/currency_base/daily/
Central Bank of Nigeria https://www.cbn.gov.ng/rates/exchratebycurrency.asp
Federal Reserve USA https://www.federalreserve.gov/releases/h10/hist/

Reserve Bank of Australia https://www.rba.gov.au/statistics/frequency/exchange-rates.html
Sedlabanki Islands https://www.cb.is/statistics/official-exchange-rate/
Deutshe Bundesbank https://www.bundesbank.de/en/statistics/exchange-rates
Banque de France https://www.banque-france.fr/en/statistics/rates/exchange-rates/main-daily-euro-foreign-exchange-rates-reference-rates-provided-ecb
Banca D’Italia https://www.bancaditalia.it/compiti/operazioni-cambi/cambi/index.html
Banco de Espana https://www.bde.es/webbde/en/estadis/infoest/temas/te_tiposcam.html
Swiss National Bank https://www.snb.ch/en/iabout/stat/statrep/id/current_interest_exchange_rates
Suomen Pankki Finlands Bank https://www.suomenpankki.fi/en/Statistics/exchange-rates/2010/exchange-rates/

Banco de Portugal https://www.bportugal.pt/en/taxas-cambio
Norges Bank https://www.norges-bank.no/en/topics/Statistics/exchange_rates/
Central Bank of the UAE https://www.centralbank.ae/en/fx-rates
Saudi Central Bank https://www.sama.gov.sa/en-US/FinExc/pages/Currency.aspx
Qatar Central Bank http://www.qcb.gov.qa/English/Pages/ExchangeRates.aspx